The Smart Investment: Why First Floor Living is the Only Choice for 55+ Buyers

Joanna West • January 27, 2026

The Smart Investment: Why First Floor Living is the Only Choice for 55+ Buyers

Beyond the Stairs: Why First Floor Living Defines Active Adult Luxury


For today’s 55+ buyer, retirement is about living with fewer limits. More homeowners are choosing spaces that make everyday life easier, safer, and more enjoyable, without giving up comfort or style. That shift has made first-floor living one of the most valuable design choices in active adult homes.


Rather than being a response to aging, single-level living for 55+ buyers is a smart, forward-thinking investment. At
Trademark Custom Homes, this isn't a new trend or an optional upgrade; it is the very foundation of who we are as builders. This approach is built into every community as a standard feature. Our floor plans are designed around three core benefits: safety, freedom, and financial peace of mind, so your home continues to support your independence for decades to come.


Health and Safety: Eliminating the Leading Risk Factor

Falls are one of the most common causes of injury among older adults, and stairs are often the biggest contributor inside the home. By removing stairs entirely, single-level living eliminates one of the most significant everyday risks, helping homeowners stay active and independent longer.


A home with a first-floor owner’s suite allows daily life to happen on one easy, continuous level. Bedrooms, bathrooms, kitchens, and living spaces are all within reach, without the need to climb or descend steps. This makes simple routines, like carrying laundry, moving groceries, or walking through the home at night, safer and more comfortable.


This thoughtful approach to your retirement home safety doesn’t just reduce risk today. It also helps avoid future health-related expenses and disruptions that can come from fall injuries or reduced mobility. Because Trademark Custom Homes integrates these safety elements into our baseline architecture, you never have to choose between a beautiful home and a safe one.


Architectural Longevity: Built for Decades of Independence

Homes with aging-in-place design don’t look or feel different; they simply work better over time. At Trademark, our single-level plans are designed from day one to be Universal Design homes, ensuring high-end functionality is baked into the blueprint.


Wider hallways, minimal thresholds, intuitive room placement, and step-free transitions all contribute to a home that’s easier to navigate now and adaptable later. By including these features as our standard, homeowners avoid the stress and cost of retrofitting a house down the road.


This kind of architectural planning allows residents to stay in the home they love longer, offering peace of mind not only for homeowners, but also for family members who want to know the space will remain safe and comfortable for years to come.


Proactive Safety: Zero-Entry and Accessible Bathrooms

Bathrooms are one of the highest-risk areas in any home, which is why thoughtful design matters. Trademark Custom Homes integrates premium safety features that are part of our standard build—features that feel natural and refined, never clinical.


  • Curbless Shower 55+ Design: Also known as zero-entry showers; they eliminate the need to step over a tub or raised threshold. This significantly reduces the risk of slipping and makes the space easier to use if mobility changes in the future.
  • Wide Doorways (32–36 inches): Comfortably accommodate walkers or wheelchairs, and make everyday tasks, like moving furniture, easier.
  • Reinforced Walls: Installed around showers and toilets, allowing grab bars to be added later without major renovation.


These details support independence while maintaining dignity and comfort, reinforcing the long-term value of aging in place design.


Lifestyle and Financial Stewardship: Simplicity as Luxury

For many active adults, luxury isn’t about having more; it’s about having less to worry about. Low-maintenance homes provide freedom from constant upkeep while supporting a more enjoyable, flexible lifestyle.

Open Flow and Leisure Fulfillment

Single-level homes naturally lend themselves to open, modern layouts. Trademark Custom Homes is known for open, airy designs where, without stairs dividing the space, rooms flow easily from the kitchen to the living area and out to patios or courtyards. This creates an inviting environment for entertaining, relaxing, and staying connected with family and friends. Barrier-free movement also means better access to outdoor spaces, encouraging everyday enjoyment without physical limitations.



  1. Simplified Interior Upkeep. With no stairs to clean and easier access to windows, fixtures, and storage, interior maintenance becomes simpler and less physically demanding. These small conveniences add up, helping homeowners save time and energy for travel, hobbies, and social activities.
  2. Energy and Emergency Benefits. Single-level homes often experience more consistent temperature control, which can improve energy efficiency. In addition, having all essential living spaces and exits on one floor allows for quicker and safer emergency access if ever needed, another important aspect of thoughtful retirement home safety.


Financial Predictability and Peace of Mind

Single-level living also offers meaningful financial advantages. Low-maintenance exterior designs, often supported by HOA services, turn unpredictable upkeep costs into a manageable monthly expense. Exterior maintenance such as yard work, snow removal, and common area care is handled for you, reducing both physical strain and financial surprises. Furthermore, at Trademark, luxury finishes aren't "extra", they’re our baseline. By including high-quality materials from the start, we reduce the need for future upgrades or replacements.


By minimizing future modification costs and ongoing maintenance responsibilities, homeowners can better plan their finances and focus on enjoying life. This predictability supports long-term confidence and reinforces the value of choosing a Trademark home designed with intention from day one.

Single-Level Living Is A Strategic Investment

Single-level living is a strategic choice that protects your health, your independence, and your financial future. By choosing a home built for first-floor living, you’re choosing a lifestyle with fewer risks, less maintenance, and more freedom to enjoy what matters most.


Trademark Custom Homes is dedicated to delivering an elevated active adult lifestyle across
all our communities. Our commitment to single-level living and 55+ design ensures lasting safety, comfort, and efficiency.


Don’t risk needing future modifications. Choose a home that’s already built for your next chapter.
Contact us today to explore our first-floor living floor plans and begin building your future-ready home.


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